1. (Abstract Noun) Several things grouped together or considered as a whole. বহুতো বস্তু একেলগে গোট খোৱা অথবা একেলগ হৈ থকা ৷

English: accumulation,
Assamese: জমা, সঞ্চয়,
Garo: chimongani, dandakani, man.dapani,
Karbi: pangrum,
Hindi: संचय, संचयन,
Nepali: संचय, संचयन

Different POS:

a. Verb-Trans.: accumulate, amass, collect, gather, stockpile...
b. Verbal Adj.: accrued, accumulated, cumulative, heaped up, পুঞ্জীকৃত...

2. (Abstract Noun) Money or any materialistic item stored for future use ভৱিষ্যতৰ কাৰণে সাঁচি থোৱা ধন বা আন বস্তু

English: savings,
Assamese: জমা, সঞ্চয়, সঞ্চয়ন,
Nagamese: joma, zoma

Different POS:

a. Verb-Intran.: garner, reserve, save, store, জমা...